HSBC Home Loan Lender

HSBC Home Loan Lender, or more formally known as The HSBC Group (made up of the HSBC Bank Australia Limited and The Hongkong and Shanghai Banking Corporation Limited) is a London-based global bank. It started business in Australia in 1965 and was granted a commercial banking license in 1986. HSBC Home Loan Lender adopted the HSBC brand in 1999. HSBC Home Loan Lender provides full range financial services and has 35 branches all over the country.

HSBC Home Loan Lender offers the whole gamut of financial services such as savings, credit cards, investment management, and insurance. HSBC Home Loan Lender's centerpiece home loan programs include:

  1. Home Rewards Loan - This home loan option by HSBC Home Loan Lender gives borrowers a decreasing interest rate for the first three years of payment. Interest rates are variable, depending on market rate.
  2. Home Value Loan - HSBC Home Loan Lender's Home Value Loan offers lower interest rates for the entire payment period. Borrowers can make additional payments without penalty, redraw funds and split home loans. Interest rates are variable, depending on market rates.
  3. Variable Rate Loan - HSBC Home Loan Lender's Variable Rate Loan offers low variable interest rates.
  4. Fixed Rate Home Loan -HSBC Home Loan Lender's Fixed Rate Home Loan lets borrowers budget an exact amount for loan payments, regardless of current interest rates.
  5. Home Equity Loan - This loan option by HSBC Home Loan Lender gives access to funds as long as borrowers have at least 20% equity in their home. Interest rates in this home loan are variable, depending on market rates.
  6. Home Smart Loan - This type of loan offers an equity loan, with variable interest rates.
  7. Market Linked Loan - This loan type lets borrowers match repayments with their income. Interest rates are reviewed every three months.
  8. Lo Doc Loan - This loan offered by HSBC Home Loan Lender lets borrowers who cannot provide all necessary documentation (proof of income and others) to acquire a loan with variable or fixed interest rates.
  9. PowerVantage - This package by HSBC Home Loan Lender mixes a number of HSBC's financial services, including home loans, into an easy-to-manage financing package.